Frequently Asked Questions

Do I need life insurance?

If you have a mortgage or young dependents you definitely need some form of life insurance. There are lots of other reasons too to invest in life insurance. Just talk to us. We’ll only ever help you set-up cover you NEED.

I've heard Income Protection is expensive?

We offer tailored solutions so we can structure the cover you need, to fit within your budget. There are different ways to protect your household income. Talk to us, we’d love to help.

Why should I pay for medical cover when ACC will cover me?

Do you want to sit on the public health waiting lists or prefer to jump the queue? Medical cover gives you choice over where and when you receive treatment.

Also you can enjoy non-pharmic medications, otherwise excluded. This is currently a huge issue for some conditions and medical problems. 

Is there a way to stop my premiums going up?

If you feel your insurance premiums keep on rising and become too expensive, talk to us about Level Premiums. We will show you how it works and how you we can set-up your payments, without annual increases. 

Trauma Cover or Income Protection?

Trauma Cover pays a lump sum on diagnosis or date of specified ilness or when an injury occurred.

Income Cover replaces a percentage of your income when you are medically unfit to work. Talk to us to find out which one would  be best for you and your family.

Ask Us Anything

We know insurance can seem complicated. Call us today to have any of your questions answered 03-357 0197

Do I need life insurance?

If you have a mortgage or young dependents you definitely need some form of life insurance. There are lots of other reasons too to invest in life insurance. Just talk to us. We’ll only ever help you set-up cover you NEED.

I've heard Income Protection is expensive?

We offer tailored solutions so we can structure the cover you need, to fit within your budget. There are different ways to protect your household income. Talk to us, we’d love to help.

Why should I pay for medical cover when ACC will cover me?

Do you want to sit on the public health waiting lists or prefer to jump the queue? Medical cover gives you choice over where and when you receive treatment.

Also you can enjoy non-pharmic medications, otherwise excluded. This is currently a huge issue for some conditions and medical problems. 

Is there a way to stop my premiums going up?

If you feel your insurance premiums keep on rising and become too expensive, talk to us about Level Premiums. We will show you how it works and how you we can set-up your payments, without annual increases. 

Trauma Cover or Income Protection?

Trauma Cover pays a lump sum on diagnosis or date of specified ilness or when an injury occurred.

Income Cover replaces a percentage of your income when you are medically unfit to work. Talk to us to find out which one would  be best for you and your family.

Ask Us Anything

We know insurance can seem complicated. Call us today to have any of your questions answered 03-357 0197

What Our Clients Say

Insurance can be complicated but it’s great having someone with loads of knowledge and options available. Thanks

Jane Budge-Prime

Great insurance brokers. Honest and reliable service

 

Sally Ann Jones

“Friendly, knowlegable insurance advice and help we could trust. We didn’t feel pressurised to buy and had the policies explained in easy to understand terms. We sleep better at night knowing we’re covered!”

John Roberts

Canterbury Insurances Christchurch

SHARE Office

5 / 12 Princess Street

Addington

Christchurch

PO Box 31078, Ilam
Christchurch 8444

03-357 0197